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Please read this disclaimer carefully before using any calculators, tools, or financial/health information provided on IndexFlow.tech.

1. General Information Disclaimer

All information, calculators, and online tools available on IndexFlow are provided in good faith for general informational, educational, and self-estimation purposes only. While we strive to maintain accurate mathematical formulas and data, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, suitability, or accuracy of any results produced.

2. Financial & Investment Disclaimer (YMYL)

The financial calculators on IndexFlow (including Mortgage, Auto Loan, BMR, Investment, Income Tax, and Currency Exchange tools) do NOT constitute professional financial, investment, tax, or legal advice.

Calculations are estimates based on user-supplied inputs and standardized mathematical formulas. Actual loan terms, interest rates, tax liabilities, and exchange rates may vary based on market conditions, financial institutions, and local regulations. Always consult a qualified certified financial planner (CFP), CPA, or licensed professional before making major financial commitments.

3. Health & Fitness Disclaimer

Health-related calculators on IndexFlow (such as Calorie, BMI, BMR, Body Fat, and Pregnancy calculators) are designed solely as general wellness metrics and screening tools. They are NOT a substitute for professional medical advice, diagnosis, or treatment.

Never disregard professional medical advice or delay seeking it because of something you have read or calculated on this website. Always seek the advice of your physician or qualified healthcare provider regarding medical conditions or health goals.

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